Tips To Deciding The Right Rental For You

Buying a house in Penang is still something that you cannot afford yet. With living expenses being so high nowadays, you try to minimize all costs as much as possible. Therefore you decide to look for house for rent in Penang and start comparing prices in order score a cheaper deal for yourself and find the perfect rental home. This guide will tell you the tips in deciding the right rental for you.

house rental

1. Know what you want

Before you start browsing around looking for a house for rent in Penang, ask yourself what do you want and what are you looking for exactly. This would save you on lots of hassles at the later step. What kind of house are you planning to rent in Penang? Are you looking for condominium unit, apartment unit, terrace house or a bungalow? What is the preferred size? How many bedrooms would you prefer? Is parking space a concern for you? Is privacy your main concern? Is the place pet friendly? Is safety the most important thing you look out for when deciding a place to rent? Do some research on rental properties in your preferred area to give you a rough idea on how much your budget should be. Prioritize on your criteria then make a list and narrow down your choices.

2. Deciding on a budget

After deciding on which kind of house that you are looking for to rent in Penang, it is time do draw up on a budget. Consider your budget and your needs. Determine a price range that you will be able to pay monthly. Be realistic and stay within your budget. As a rule of thumb, you should not spend more than one third of your monthly income in paying for rental. Keep in mind that there are other expenses that you need to take into account, such as transportation, electricity and water bills, internet, insurance, entertainment fund, traveling fund and savings. Therefore, do your planning and plan your budget ahead because you do not want to get yourself into debts. If you are engaging a real estate agent in searching for a place to rent, do let them know your budget, priorities and what you are looking for, so they will be able to come up with a list of houses that fall within your budget, specifications and needs. If the place that you like does not fit your budget, look for another house to rent in Penang. Keep on looking until you find the right one.


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Figure Out The Actual Rental Cost

Wanting a place of your own but could not afford to buy your first property in Singapore yet? Properties in Singapore along with living expenses are expensive and you cannot afford to get yourself a property in Singapore just yet. Therefore you decide to rent an apartment in Singapore. But how much should you pay for renting an apartment in Singapore? What is the actual rental cost of apartment for rent in Singapore? Before renting an apartment in Singapore that you can afford, it is crucial to figure out the actual cost of renting an apartment in Singapore to avoid from paying more than what you should. The basic rule of thumb, be realistic and set realistic budget within your means to save you from disappointment.

Rental Cost

First and foremost, use the rental calculator to check for the rent affordability of the apartment for rent in Singapore. Just key in your monthly net income, monthly expenses, monthly savings, monthly debts, and the location of your desired apartment into the provided columns and the calculator will do the rest. The results will then suggest the rental cost that you can afford comfortably with apartment listings within the range for you to decide. Definitely a life saver if I may say so.

Next, you have to know that the amount that you will be paying is more than just rental cost for the apartment itself in Singapore. Let us just face the reality. Nothing is free and everything costs money. Take into account the necessities that you need in your daily life, such as transportation costs, e.g.: transit fees, car payment, car insurance, petrol, health fees, renters insurance, credit card bills, tuition fee loan payment, cellphone, Wi-Fi, groceries expenses and utilities. In addition, the leisure needs for yourself, such as gym membership fees, shopping, daily caffeine fix, Friday’s night happy hour, Netflix and etcetera. All these can add up to quite a huge amount if you do not plan your budget wisely, which will then affect the next point that I will go into – savings. Having a saving is crucial as it might help you through difficult times in case of any events that happen unpredictably. Therefore, bear in mind that is is important for you to have a saving. It does not matter how much but at least have a portion of your monthly income fix for your savings plan or investment account every month to tide you through unpredictable events in the future.

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Tutorial Cara Tukar Kata Laluan Streamyx

Assalamualaikum…

Setelah sekian lama tak kemaskini blog pertama ini , akhirnya mood merapu meraban menulis datang kembali walaupun pada masa ini masih sibuk uruskna hal peribadi dan kerja . Ok berbalik kepada tajuk kali ini iaitu ” Tutorial Cara Tukar Kata Laluan Streamyx ” . Saya rasa sudah ramai yang menggunakan perkhidmatan Streamyx yang disediakan oleh Telekom Malaysia . Memandangkan saya baru sahaja mendaftar kembali akaun baru Streamyx , saya ingin kongsikan satu tutorial yang agak penting untuk keselamatan akaun Streamyx anda pada masa akan datang demi keselesaan anda dan keluarga semasa melayari internet .

Pada masa kini , terdapat pelbagai perisian atau ” Software ” yang membolehkan seseorang ” Crack ” atau menceroboh ” Password” atau kata laluna streamyx anda sama ada di rumah atau pejabat . Untuk menggelakkan situasi seperti ini , anda boleh segera menukar kata laluan yang disediakan oleh pihak Telekom Malaysia kepada kata laluan yang anda inginkan untuk tujuan keselamatan .

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AdwCleaner v5.021

Assalamualaikum….

Lama tak kemaskini blog ini , sekali dah berhabuk la sangat . Ok pada hari ini saya berkesempatan untuk mencuba satu perisian untuk membuang atau menyahkan malware , virus yang agak degil disingkirkan dari laptop atau komputer . Sebenarnya terbaca di blog Sembang Blogger tentang perisian yang diberi nama AdwCleaner . AdwCleaner ini dikemaskini kepada v5.021 . AdwCleaner v5.021 ini juga boleh digunakan pada sistem operasi Windows XP, Vista, 7, 8, 8.1, 10 in 32 & 64 bits . Review ini saya guna di Windows 7 Ultimate .

AdwCleaner

Antara kelebihan AdwCleaner v5.021 ini adalah untuk menghapuskan :-

  • Adware ( Adware adalah iklan produk atau penawaran layanan yang merupakan bahagian dari sebuah laman web atau aplikasi. Script yang ditulis pada suatu halaman web memungkinkan adware untuk berjalan sendiri (autorun applications) yang akan muncul pada saat kita melayari di suatu bahagian tertentu atau sedang menjalankan aplikasi. sumber https://duniafile.wordpress.com/2008/07/19/apa-itu-adware-spyware-spam-malware-phising/
  • PUP/LPI ( Perisian atau program yang tidak diingini di komputer atau laptop anda )
  • Toolbars ( sama ada di pelayar firefox atau chrome )
  • Hijacker ( kegiatan yang berusaha untuk memasuki (menyelinap) ke dalam sistem melalui sistem operasi lainnya yang dijalankan oleh seseorang (pelaku). Sistem ini dapat berupa server, jaringan/networking LAN/MAN laman web, software atau perisian atau bahkan kombinasi dari beberapa sistem tersebut. Namun dari segi perbezaannya adalah Hijacker menggunakan bantuan software atau server robot untuk melakukan aksinya.) sumber http://fiveteam-hijacking.blogspot.my/2013/04/tentang-hijacking.html
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